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Health insurance review assessment service. National health insurance is required for all residents in japan including foreigners. Whether you love the system or hate it there is no escaping it. Every city neighbourhood or town has at least one primary care clinic.
There are several different insurance providers in japan. Medical insurance in japan is free and all japanese citizens and non citizens staying in japan longer than a year are required to enroll in the health insurance plan. Here is a guide to health insurance in japan to answer all your questions.
If you have specific questions not answered here please contact us. Types of health insurance in japan. Japanese healthcare is universal and public.
By alfie blincowe oct 22 2018 8 min read. Payment for personal medical services is offered by a universal health care insurance system that provides relative equality of access with. The health care system in japan provides healthcare services including screening examinations prenatal care and infectious disease control with the patient accepting responsibility for 30 of these costs while the government pays the remaining 70.
Called naika these are often small sometimes run by just one doctor and are considered the first point of contact for common non urgent complaints such as rashes sinus infections gastric upsets and the like. Everybody in the country is entitled to state run health insurance. People in japan contribute to the healthcare system through paying regular premiums either directly or through their employers and also by paying 30 of their medical bills up to a monthly cap.
There are roughly two types of health insurance in japan. Since japan has universal health insurance coverage people living in japan must take out either insurance except for some conditions. National health insurance kokumin kenko hoken is one of the two major statutory types of insurance programs available in japan.
For additional care the doctor can refer you to a specialist. The three most common types are introduced below. The other is employees health insurance kenko hokennational health insurance is designed for people who are not eligible to be members of any employment based health insurance program.
How does japanese health insurance work. The cost of health insurance in japan will vary depending on many factors primarily your age the level of cover you desire and the plan you choose. Private insurance in japan does exist but is not mandatory as the national health insurance covers everything that can be categorized as a medical treatment.
The cost for a 45 year old single man with a cigna global plan range from 200 to 500 per month depending on the benefits you choose and your country of nationality. Everyone in japan and over the age of 20 has to have health insurance. Health insurance in japan covers roughly 70 of medical costs but students studying in japan will have to pay about 30 of their healthcare costs out of their own pockets.
National health insurance nhi non japanese residents with residence cards zairyu card who will stay more than 3 months can join national health.
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